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Lifecare Program

When you select Elm Terrace Gardens Full Lifecare Plan for your retirement, you expand your options for a rewarding lifestyle and gain peace-of-mind. Here, maintenance-free living grants you the time to do the things you love while having the confidence knowing you’ve secured your future. Best of all, should you need access to a higher level of care and supportive services, you will receive expert care with no increase in your monthly fee.

This extensive program is often times called “The Ultimate Long-Term Care Insurance Policy”. It provides residents with unlimited, lifetime access to independent living, assisted living and skilled nursing care with no increase in your monthly fee.

What if you run out of money?

As a non-profit faith based organization, if you are a lifecare contract holder and should run out of money, through no fault of your own, you will never be asked to leave. You will truly have unlimited and lifetime access to all three levels of care.

“I have lived here 18 years and have experienced all three levels of care. I am grateful for all the medical care I have been given.” D. Kramer


As a Lifecare resident, one monthly service fee includes the following:


Tax Benefits

The Entrance Fee and Monthly Fee for Lifecare residents is tax deductible!

As a Lifecare resident of Elm Terrace Gardens you are able to deduct a certain percentage of your entrance fee and monthly fees from your federal income taxes.
The reason for this is that the IRS recognizes a portion of the entrance fees and monthly fees as prepaid potential medical related expenses. This is just another great benefit you can take advantage of as a lifecare resident at Elm Terrace Gardens.

In 2010 the tax deduction levels were:
Entrance Fee Deduction=32%
Monthly Fee Deduction=46%

Don't wait! Call today 215-361-5656

Learn all that Elm Terrace Gardens can be for you! Contact us today and we will introduce you to all that awaits you at Elm Terrace Gardens.